Jason Durnil

June Insurance Insights: Preparing for Summer and Beyond

As we step into June, the summer season brings a sense of excitement and adventure. Whether it's family vacations, outdoor activities, or home improvement projects, it's important to ensure that you have the right insurance coverage in place. Here are some key considerations for summer and tips to help you stay protected.

1. Review Your Homeowners Insurance

Summer often means spending more time outdoors and hosting gatherings. Before you invite friends and family over for barbecues or pool parties, take a moment to review your homeowners insurance policy. Ensure that you have adequate coverage for potential liabilities. Consider adding endorsements for specific items like outdoor furniture or equipment.

2. Auto Insurance for Road Trips

With school out and the weather warm, many families hit the road for vacations. Before embarking on your summer road trips, review your auto insurance policy. Check that you have sufficient coverage, including liability, collision, and comprehensive insurance. Don’t forget to consider rental car coverage if you're renting a vehicle during your travels.

3. Protecting Your Vacation Property

If you own a vacation home or rental property, ensure that it is adequately insured. Seasonal homes may require special considerations, such as coverage for vacant properties or protection against natural losses common in summer months.

4. Boat and Watercraft Insurance

For those who enjoy boating, jet skiing, or other water activities, it’s essential to have the right insurance coverage for your watercraft. Check your policy to ensure you’re protected against damages, liability, and theft.

5. Consider Life and Health Insurance Needs

With the longer days and increased activity, it’s a great time to assess your life and health insurance needs. If you have had significant life changes recently—like a new job, marriage, or the birth of a child—consider updating your policies to reflect your current situation and ensure your loved ones are protected.

As summer unfolds, make sure you're prepared for any challenges that may arise. Reviewing your insurance policies and adjusting your coverage allow you to enjoy the season. If you have any questions about your insurance needs or need assistance, don’t hesitate to reach out to our team. We’re here to help you stay covered all summer long!

Thanks so much for visiting my website and reading about my State Farm agency. I grew up in Aberdeen, South Dakota and attended college right here in South Dakota also. I have lived in Rapid City and Lincoln, Nebraska as well. I have been a part of State Farm Insurance for over 30 years and been a State Farm Agent for 22 years. My agency is really like a family. Our office is small enough to give you that personal experience where you will be able to visit with the same person if needed. Pam has worked with me for 22 years and she has 31 years of State Farm experience. Val moved over to my office, when Ron Arndt retired 16 years ago, and she has over 41 years of experience with State Farm. Our goal is to provide the insurance answers to the questions you have right now, and in the future. We can help with all your insurance needs including auto, life, home, business, renters, flood, and disability as well as notary and performance bonds.